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Supplemental Health Plans
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Supplemental health plans are also known as "defined benefit insurance" because the maximum benefits are specifically spelled out for specific medical expenses (i.e. hospitalization). In addition, the benefits paid by the insurer via supplemental health plans are usually paid directly to policy holder who can use the funds at their discretion.
Supplemental health insurance plans have grown in both popularity and importance in recent years as health coverage through large employer groups have trended towards catastrophic coverage in order to save money.
Supplemental Health plans have some nice features: 1) they are inexpensive 2) easy to understand 3) stable and 4) benefits are paid to you, to use as you wish. The drawbacks to these insurance plans is that they are not sufficient coverage on their own and should absolutely be combined with a major medical health insurance plan.
Simply enter your zip code above to find the best rate on health plans to fit your needs.
other health insurance resources: individual health insurance, HSA, short term health insurance, COBRA, vision coverage, maternity health plans, Medicare supplements
