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Individual Health Insurance
Health Insurance Quotes & Information
Individual Health Insurance refers to health insurance that is not purchased through an employer.
The rapidly increasing costs of providing group health insurance coverage has prompted many employers to either drop the health coverage that they provide to employees or to pass a larger share of the cost related to health benefits on to their employees. The result of this has been a steady increase in the number of the U.S. workforce who aren't insured through employer sponsored health coverage, but rather by individual health insurance coverage.
Today, about 7% of Americans with health insurance are covered via individual health policies, and this number is expected to continue to grow.
If you are seeking an individual health insurance policy, you should compare health plans from multiple health insurance companies before you make your ultimate insurance purchase decision. When comparing health insurance plans side-by-side, you should compare factors such as: Monthly premiums, deductible levels, other out of pocket costs required (such as co-payments or co-insurance), as well as network requirements of the health plan.
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