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Individual Health Insurance refers to health insurance that is not purchased through an employer.
The rapidly increasing costs of providing group health insurance coverage has prompted many employers to either drop the health coverage that they provide to employees or to pass a larger share of the cost related to health benefits on to their employees. The result of this has been a steady increase in the number of the U.S. workforce who aren't insured through employer sponsored health coverage, but rather by individual health insurance coverage.
Today, about 7% of Americans with health insurance are covered via individual health policies, and this number is expected to continue to grow.
If you are seeking an individual health insurance policy, you should compare health plans from multiple health insurance companies before you make your ultimate insurance purchase decision. When comparing health insurance plans side-by-side, you should compare factors such as: Monthly premiums, deductible levels, other out of pocket costs required (such as co-payments or co-insurance), as well as network requirements of the health plan.
| Health Insurance for Fertility Treatment According to the article “Insurance-Plan Coverage for Infertility Urged” by Cheryl Wetzstein on washingtontimes.com, advocates from The National Infertility Association are pushing for all health insurance companies to cover fertility treatment. Infertility is a complex and emotionally devastating issue and most states do not enforce insurers to cover this problem. Many believe that infertility is a [...] Publ.Date : Fri, 25 Jun 2010 01:34:58 +0000 Louisiana Health Insurance Since many New Orleans residents were without Louisiana health insurance after Hurricane Katrina health clinics were heavily relied upon. According to the article “Funding in Jeopardy for New Orleans’ Health Clinics” by Sue Sturgis on SouthernStudies.org, federal funding for the New Orleans clinics could dry up very soon. During the floods from Katrina, Louisiana State University chose [...] Publ.Date : Thu, 29 Jul 2010 01:51:18 +0000 UnitedHealth Group 2nd Quarter Results Health insurance company, UnitedHealth Group reported a 31% increase in its second quarter net income according to the article “A Jump in Enrollment Helps UnitedHealth” by The Associated Press on the NY Times website. The increase of enrollment has helped considerably and results are better than Wall Street expected. Total enrollment for UnitedHealth is up about [...] Publ.Date : Wed, 21 Jul 2010 02:15:15 +0000 The Best Health Insurance Plans Whether you are shopping around for a HMO insurance quote or Medicare, it’s very helpful to know how various health insurance plans rank. US News, on health.usnews.com, has the Honor Roll of health plans by Avery Comarow for rankings from 2009. The rankings are based on data which was collected by The National Committee for Quality [...] Publ.Date : Tue, 13 Jul 2010 01:56:49 +0000 |
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