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Individual Health Insurance
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Individual Health Insurance refers to health insurance that is not purchased through an employer.
The rapidly increasing costs of providing group health insurance coverage has prompted many employers to either drop the health coverage that they provide to employees or to pass a larger share of the cost related to health benefits on to their employees. The result of this has been a steady increase in the number of the U.S. workforce who aren't insured through employer sponsored health coverage, but rather by individual health insurance coverage.
Today, about 7% of Americans with health insurance are covered via individual health policies, and this number is expected to continue to grow.
If you are seeking an individual health insurance policy, you should compare health plans from multiple health insurance companies before you make your ultimate insurance purchase decision. When comparing health insurance plans side-by-side, you should compare factors such as: Monthly premiums, deductible levels, other out of pocket costs required (such as co-payments or co-insurance), as well as network requirements of the health plan.
| BCBSAL Offers Individual Health and Dental Coverage for Children Blue Cross Blue Shield of Alabama now offers health and dental coverage for children and young adults from birth to age 24. According to their website, your child may be eligible if he or she is a resident of Alabama, is not eligible for Medicare, and they meet certain health underwriting guidelines. This is a fantastic [...] Publ.Date : Thu, 28 Jan 2010 17:27:02 +0000 Individual Health Insurance Rates Increase In Numerous States Anthem Blue Cross which is a subsidiary of WellPoint, INC has notified some policyholders in California, Maine, Oregon and other states that individual health insurance rates are going to increase. This is according to the article “Individual Insurance Rates Soar in 4 States” by The Associated Press on msnbc.com. In California the rates are to increase [...] Publ.Date : Tue, 23 Feb 2010 02:55:46 +0000 Recent Health Care Summit Keeps the Debate Going President Obama called for a rare meeting with lawmakers as part of a last effort to revive his health care priority. The debate lasted all day and there wasn’t a resolution but voices were heard. Obama gave his personal experiences with individual health insurance, including his mother’s battle with cancer. He appealed to the fact [...] Publ.Date : Tue, 02 Mar 2010 03:49:28 +0000 Anthem Blue Cross Rate Increase Delay Anthem Blue Cross is delaying their proposed rate increase to their California individual health insurance customers after much criticism, and a request by the California Department of Insurance. The proposed health insurance rate increase would have raised monthly premiums for some members by as much as 39%. According to Anthem the rate increase represents anticipated medical [...] Publ.Date : Mon, 15 Feb 2010 14:30:18 +0000 |
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